Are Points and Miles Losing Value? Real Talk with the 10x Team

Are points and miles worth less than they used to be—or are they just different? In this episode, Bryce is joined by Emily, Travis, and Matt to break down how the value of travel rewards has evolved in 2025. They unpack shifting airline award charts, hotel certificate struggles, and why dynamic pricing isn’t necessarily the end of the world.

Hear what the crew thinks about points and miles devaluation over the years, and catch their opinions on what's better today than in the past. Plus, learn how they are adjusting their points and miles strategies to account for these shifts in the industry.

Whether you’re new to points or a seasoned mile collector, this episode is packed with takeaways to help you earn smarter and redeem better in the current environment.

00:00 – Episode Introduction

02:00 – Are points worth less today? Personal takes

07:00 – Airlines: devaluations vs. new sweet spots

12:30 – Hotel certs & why they’re harder to use

17:00 – Dynamic pricing: pros, cons & weird examples

32:00 – Credit card bonuses & how inflation helped

41:00 – What we’ll look back on in 10 years

50:00 – Real talk: what changes your strategy today?

Links and Resources from this Episode:

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Our Best Credit Cards List (Updated Monthly)

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